Make sure the coconut oil is in the freezer, so it will be nice and hard when you need it.
Place the filberts and almonds in the food processor and process until coarsely ground.
Add the rest of the topping ingredients to food processor and pulse to combine.
Cut the chilled coconut oil into small pieces and add to food processor.
Process until mixture looks like “nubby wet sand”. Don’t go too long, you don’t want to form a dough.
Transfer topping to a bowl or ziplock bag and refrigerate or freeze until ready to use.
When you're ready to bake a crisp, fully preheat your oven to 350°F or 180°C.
I like to use my ramekin to measure how much fruit I need. I fill it up almost to the top. Then transfer it to a bowl for the next step.
Mix the fruit with the tapioca starch and the teaspoon of sugar (if needed).
Put the fruit mixture back in the ramekin. Top with about 3 tablespoons of the crisp topping.
Place ramekins on a baking sheet lined with parchment paper and place in the oven. Bake for 40 minutes.
Let crisps cool for 20 minutes at least before eating.